Health benefits that actually benefit your employees

Learn more about Curative's transparent, next-generation health plan that your employees will love.
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The Curative Health Plan: A New Kind of Health Insurance*

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Direct Support for Employees
Each member is paired with a Care Navigator to help make the most of their benefits and achieve their healthcare goals. 
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1 competitive premium
We’ll work together to offer a premium that works for you and your employees, with no other unexpected costs.
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$0 copays, deductibles and out-of-pocket costs
By completing a Baseline Visit within 120 days of enrollment, all Curative members access comprehensive in-network care with no out-of-pocket costs.
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Extensive Provider Network of 9,500 physicians and 18 hospitals.
We think it’s important that employees have choice in their care providers. Our robust network allows employees to choose the best provider for them. 

Health care benefits impact employee productivity and business success

An evolving and talented workforce demands a progressive health insurance plan. Learn more about how better benefits improve employee attraction, retention, performance, and overall business outcomes. 

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Curative Makes it Easy to Know Where You Stand with Your Complete Health

When employees are healthier, they’re more productive, motivated, and successful. We’re here to help your employees meet their health goals with preventative and continual support.*

See What’s New in Health Insurance

Direct Member Support

We've got employee support covered. No need to act as the middle man when your employees need support with their health insurance. Members have access to direct support 24/7.*

Become a Talent Magnet
Offering a competitive benefits package could make all the difference in your talent acquisition strategy. Set yourself apart by offering the Curative health plan.*
1 monthly premium, $0 copay, $0 deductibles

It’s that simple. Make it easier on your employees by offering the Curative Health Plan.*

Frequently Asked Questions

Is my company eligible to offer a health insurance plan from Curative?
We hope to work with you to transform your employees’ healthcare experience. Currently, Curative is offering our health plan to companies headquartered in Florida, Georgia, or Texas along with their employees nationwide. We are also working on expanding to other regions in the near future. Please sign up for our newsletter for updates as we expand.
Do you cover dependents, including dependents outside the service area?
At Curative, we want the whole family to experience stress-free, comprehensive healthcare. Dependents are eligible for coverage within the service area. Dependents outside of the service area are eligible for emergency services at in-network coverage and all other services at out-of-network coverage.
How can I find out which doctors are in network?
It’s easy — Visit our provider search tool or view the comprehensive directory here.
Does Curative cover pre-existing conditions?
Yes! 
Does Curative have a waiting period?
We know how important it is to get coverage as soon as possible. We follow employers’ guidance to determine when coverage will become available. Typically, enrollment can be completed within two weeks.
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*Health insurance offered by Curative Insurance Company. Every Curative member can qualify for the $0 in-network care option. Just complete a Baseline Visit in your first 120 days as a member.